Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Jordan Dubai Islamic Bank - Home Finance Jordan Dubai Islamic Bank - Home Finance Minimum Salary: JOD 0 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: 0% Reducing Rate: 0%
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Owning your dream home has never been easier with the Lease-To-Own Home Financing product from Jordan Dubai Islamic Bank

Own your dream house or apartment hassle-free with Jordan Dubai Islamic Bank’s lease-to-own Home Financing product and enjoy competitive Ijarah rates and more.
Features
  • Financing up to 80% of the property value
  • Financing up to JOD 350,000
  • Flexible tenure up to 25 years
  • Salary transfer not required
  • Guarantor not required
  • Free Islamic Takaful Insurance available for both client and property
  • The possibility of sitting the liabilities with other traditional banks in the form of Ijarah
  • Special financing programs available for Jordanian non-residents
Documents Required
  • Valid National ID Card
  • latest Bank Statement
  • Desired property details
  • Property offer addressed to Jordan Dubai Islamic Bank
  • Salaried : Recent salary certificate
  • For professionals: valid professional license, membership association copy and certificate of professional practice.
  • For non-professionals: valid trade license, valid professional license
  • For Jordanian Expats: Notarized salary certificate from Jordanian Embassy in country of residence and Ministry of Foreign Affairs
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
JCB - The Housing & Urban development corporation housing loan
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JOD 0
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0%
Bank Of Jordan - Mortgage Loan
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JOD 0
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0%
AJIB - Home Loan
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JOD 0
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0%
NBAD - Housing Loan
Minimum Salary
JOD 2,000
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0%